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Injury Lawyer in Belvidere – Workers Comp VS Personal Injury

Published on September 30th, 2021

How to Know Which Type of Claim to File

Work-related injuries are traditionally settled under workers’ compensation claims. Some examples are when an employee is injured while completing typical work responsibilities, suffers chemical burns from a chemical that is commonly used at their place of employment, or when injuries are sustained over time through repetitive motions/actions on the job. Sometimes, however, an injury sustained at work can qualify as a personal injury claim.

Those who suffer from work injuries are entitled to what is known as workers’ compensation insurance, which is provided by the employer. Workers’ compensation can cover resulting medical bills and make up for lost wages. However, if a third party is somehow involved, a personal injury claim may be filed.

When work related injuries are severe and lead to significant medical expenses, pain and suffering, or permanent disabilities, filing a personal injury claim might make more sense than a workers’ compensation claim.

Workers’ comp claims and personal injury claims are different in various ways. The biggest difference is that personal injury claims involve proving that another party was somehow at fault for the injuries sustained, while workers’ compensation claims do not.

Workers’ Compensation

Workers’ comp claims revolve around no-fault circumstances which led to an employee’s work-related injuries and/or illnesses. Workers’ compensation claims that are approved cover medical bills, rehabilitation, and lost wages in order to aid an individual in eventually returning to work.

Workplace injuries can be caused by prolonged exposure to harmful chemicals or toxins, loud noises, or repetitive movements. Mistakes while using equipment, an unsafe work environment, and other such things where another party was not involved are considered workers’ comp, and not personal injury cases.

Personal Injury Claims

Personal injury claims can involve everything from car accident injuries and premises liability, to work related injuries. One example of a work related personal injury claim is when and if an employee is injured due to faulty equipment.

Our personal injury lawyer in Belvidere can help get you compensation for medical bills, future medical expenses, pain and suffering, and lost wages following an injury that could have been avoided at your workplace.

A Personal Injury Attorney in Belvidere

If you are looking for an injury attorney in Belvidere who handles both workers’ compensation and personal injury claims, look no further than the American Law Firm. Our experienced legal team is here to help clients acquire a fair settlement for their injuries. Contact us today to request a free case evaluation.

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Personal Injury Lawyer Rockford - American Law Firm, P.C.

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My Mom and I worked with Tyler and Brittany on a case where my Mom was injured in a car accident. American Law Firm was able to get my Moms medical claims paid by the other parties insurance, along with compensation for her regarding the injuries that she sustained in the accident.

Amy R.


Personal Injury Lawyer Rockford - American Law Firm, P.C.

Client Testimonials

There were many firms I could have gone to for help but I couldn’t of made a better decision with The American Law Firm and the help of Mark, Brittany and Tyler. Thank you all again!



Personal Injury Lawyer Rockford - American Law Firm, P.C.

Client Testimonials

Very nice people! Brittany was amazing! She was able to get my mother's lien for her hospital bills negotiated down to a very reasonable price. She was with us every step of the way. My mother got her settlement from her car accident within 3 weeks of hiring them. Highly recommended!

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