How to Know Which Type of Claim to File
Work-related injuries are traditionally settled under workers’ compensation claims. Some examples are when an employee is injured while completing typical work responsibilities, suffers chemical burns from a chemical that is commonly used at their place of employment, or when injuries are sustained over time through repetitive motions/actions on the job. Sometimes, however, an injury sustained at work can qualify as a personal injury claim.
Those who suffer from work injuries are entitled to what is known as workers’ compensation insurance, which is provided by the employer. Workers’ compensation can cover resulting medical bills and make up for lost wages. However, if a third party is somehow involved, a personal injury claim may be filed.
When work related injuries are severe and lead to significant medical expenses, pain and suffering, or permanent disabilities, filing a personal injury claim might make more sense than a workers’ compensation claim.
Workers’ comp claims and personal injury claims are different in various ways. The biggest difference is that personal injury claims involve proving that another party was somehow at fault for the injuries sustained, while workers’ compensation claims do not.
Workers’ Compensation
Workers’ comp claims revolve around no-fault circumstances which led to an employee’s work-related injuries and/or illnesses. Workers’ compensation claims that are approved cover medical bills, rehabilitation, and lost wages in order to aid an individual in eventually returning to work.
Workplace injuries can be caused by prolonged exposure to harmful chemicals or toxins, loud noises, or repetitive movements. Mistakes while using equipment, an unsafe work environment, and other such things where another party was not involved are considered workers’ comp, and not personal injury cases.
Personal Injury Claims
Personal injury claims can involve everything from car accident injuries and premises liability, to work related injuries. One example of a work related personal injury claim is when and if an employee is injured due to faulty equipment.
Our personal injury lawyer in Belvidere can help get you compensation for medical bills, future medical expenses, pain and suffering, and lost wages following an injury that could have been avoided at your workplace.
A Personal Injury Attorney in Belvidere
If you are looking for an injury attorney in Belvidere who handles both workers’ compensation and personal injury claims, look no further than the American Law Firm. Our experienced legal team is here to help clients acquire a fair settlement for their injuries. Contact us today to request a free case evaluation.
